A Senior's Life

Secure your future with Real Estate Superannuation

The aged pension is currently the primary source of income for the majority of retired people in Australia. Almost 78% of people aged 65 years rely on a Government Pension, while around 8% relied on superannuation. Property investments were the primary source of income for 12% of people aged 65 years and over and not in the workforce.

Whilst many own their principal place of residence, many of our older households are cash poor. The latest Australian census shows that six out of ten of our older residents live on less than $400 per week. Close to a third live on less than $250 per week. Sadly, one-quarter have no personal income, with 45% largely relying on a government pension or allowance. A further 25% rely on their investments, including superannuation.

How will you support yourself in Retirement?

Whilst many own their principal place of residence, many of our older households are cash poor. The latest Australian census shows that six out of ten of our older residents live on less than $400 per week. Close to a third live on less than $250 per week. Sadly, one-quarter have no personal income, with 45% largely relying on a government pension or allowance. A further 25% rely on their investments, including superannuation. There are many benefits found in creating wealth through property investment superannuation.

Benefits of Owning an Investment Property

• Steady and increasing rental income from tenants
• Increased capital value in the property
• Security of ownership and long term gains
• A growing asset base for retirement and inheritance benefits for family members
• Easier to understand than technical share analysis
• Tangibility of the asset
• Complete control over asset unlike a share investor
• Potential to add value through either improvement or future development
• High Gearing/Leverage the ability to access large assets with minimal cash outlay
• Lower volatility relative to other investments
• Fantastic tax benefits on the depreciation of the physical house

How can real estate options and property superannuation put you in a better financial standing in preparation for your retirement? A property option is a legal instrument by which a choice is granted to acquire a given property. Simply meaning; a Property Option is a document that gives you the choice to buy a property on your conditions, or to not buy if you choose. If you choose to purchase, the seller is absolutely committed at the
original strike price. There are two types of property options that revolve around the time commitment involved: Short and Long Options.

The greatest advantage you have with Short Options is the ability to create cash in a very Short window of time. Short Options are typically somewhere between the day of signing, through to 6 months. The remarkable thing about doing a Short Option is the fact that it no longer requires the process of doing a full Development Approval. It involves locating sites with development potential and on selling them to a developer.

The success of short options lies in identifying potential, but you will need to be very specific with information, research, comparables, building costs and all the other intricate parts of assembling deals. In fact, if you are able to identify intrinsic value, it allows you to be able to assemble a Short Option.

Short options are a lucrative part of Options and offer the kind of cash flow that most people seek in the shortest possible timeframe.

As the name states, Long Options work on a longer time frame. They necessitate engaging consultants and seeing the Developmental Approval process through to completion. When you then on sell the Option to a developer or builder; you are giving them a turn-key solution which is very attractive. Of course the greater effort put into the property, is rewarded with greater profit. Therein lays the advantage of the Long Option.

Learn how to support yourself and create your own wealth during retirement from Mark Rolton and the Massland Team. Enjoy your golden years by utilising Massand’s experience at sourcing lucrative investment properties in growing hot spots.

About the Author

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Brian Leetch New York Rangers 8×10 Retirement Night Autographed Photograph $89.99 Brian Leetch is one of the best defensemen to ever play the game of hockey. During his 18 year career Leetch won Rookie of the Year the Norris Trophy twice best defenseman playoff MVP and in 1994 led the New York Rangers to their first NHL Stanley Cup in 54 years. Brian Leetch has hand signed this 8×10 photograph of him and his family looking on as the Rangers raised his uniform in his honor. A Steiner Sports Certificate of Authenticity is included.

Ron Santo Chicago Cubs Autographed 8×10 Jersey Retirement Day Photo $148.99 This 8×10 photo has been personally hand signed by former Chicago Cubs third baseman Ron Santo. This product is officially licensed by Major League Baseball and comes with an individually numbered; tamper evident hologram from Mounted Memories   To ensure authenticity- the hologram can be reviewed online. This process helps to ensure that the product purchased is authentic and eliminates any possibility of duplication or fraud.

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Retirement Personalized Banner 24×72 Attach N Go Banner Each $29.99 Dare to Compare! Prices as low as $14.99 Quick & Easy to create! Over 1,000 designs to choose from Our exclusive customizing tool allows you to move, rotate and size. Order one, ten or 10,000. Weather-resistant Vinyl Banners Printed on durable 10 ounce white vinyl Includes metal grommets for hanging 7 sizes available Attach N’ Go Banners It’s as easy as 1, 2, 3! Peel, Place, Enjoy Printed on safe, low-tack material Perfect for anywhere, no cords or tape needed 3 sizes available Banners will be printed exactly as shown. Please, take a few minutes to review your final selections and check your spelling. Attach N’ Go Banners are not recommended for outdoor use or for application on windows. At Shindigz, we offer a 100% satisfaction guarantee for all of our banners. We want you to be delighted with our printing and our expert service! If you aren’t fully satisfied with your banner or if we introduce any errors, we will either reprint it or provide you with a full refund. This guarantee does not cover customer errors such as incorrect copy or poor image quality or resolution. Our customers are important to us and we want your banner to look terrific! We reserve the right to refuse any objectionable material. We will not reproduce materials that are deemed to be offensive or obscene.

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Retirement Personalized Banner 18×54 Horizontal Vinyl Banner Each $14.99 Dare to Compare! Prices as low as $14.99 Quick & Easy to create! Over 1,000 designs to choose from Our exclusive customizing tool allows you to move, rotate and size. Order one, ten or 10,000. Weather-resistant Vinyl Banners Printed on durable 10 ounce white vinyl Includes metal grommets for hanging 7 sizes available Attach N’ Go Banners It’s as easy as 1, 2, 3! Peel, Place, Enjoy Printed on safe, low-tack material Perfect for anywhere, no cords or tape needed 3 sizes available Banners will be printed exactly as shown. Please, take a few minutes to review your final selections and check your spelling. Attach N’ Go Banners are not recommended for outdoor use or for application on windows. At Shindigz, we offer a 100% satisfaction guarantee for all of our banners. We want you to be delighted with our printing and our expert service! If you aren’t fully satisfied with your banner or if we introduce any errors, we will either reprint it or provide you with a full refund. This guarantee does not cover customer errors such as incorrect copy or poor image quality or resolution. Our customers are important to us and we want your banner to look terrific! We reserve the right to refuse any objectionable material. We will not reproduce materials that are deemed to be offensive or obscene.

Retirement Personalized Banner 24×72 Horizontal Vinyl Banner Each $24.99 Dare to Compare! Prices as low as $14.99 Quick & Easy to create! Over 1,000 designs to choose from Our exclusive customizing tool allows you to move, rotate and size. Order one, ten or 10,000. Weather-resistant Vinyl Banners Printed on durable 10 ounce white vinyl Includes metal grommets for hanging 7 sizes available Attach N’ Go Banners It’s as easy as 1, 2, 3! Peel, Place, Enjoy Printed on safe, low-tack material Perfect for anywhere, no cords or tape needed 3 sizes available Banners will be printed exactly as shown. Please, take a few minutes to review your final selections and check your spelling. Attach N’ Go Banners are not recommended for outdoor use or for application on windows. At Shindigz, we offer a 100% satisfaction guarantee for all of our banners. We want you to be delighted with our printing and our expert service! If you aren’t fully satisfied with your banner or if we introduce any errors, we will either reprint it or provide you with a full refund. This guarantee does not cover customer errors such as incorrect copy or poor image quality or resolution. Our customers are important to us and we want your banner to look terrific! We reserve the right to refuse any objectionable material. We will not reproduce materials that are deemed to be offensive or obscene.

Retirement Personalized Banner 30×82 Horizontal Vinyl Banner Each $39.99 Dare to Compare! Prices as low as $14.99 Quick & Easy to create! Over 1,000 designs to choose from Our exclusive customizing tool allows you to move, rotate and size. Order one, ten or 10,000. Weather-resistant Vinyl Banners Printed on durable 10 ounce white vinyl Includes metal grommets for hanging 7 sizes available Attach N’ Go Banners It’s as easy as 1, 2, 3! Peel, Place, Enjoy Printed on safe, low-tack material Perfect for anywhere, no cords or tape needed 3 sizes available Banners will be printed exactly as shown. Please, take a few minutes to review your final selections and check your spelling. Attach N’ Go Banners are not recommended for outdoor use or for application on windows. At Shindigz, we offer a 100% satisfaction guarantee for all of our banners. We want you to be delighted with our printing and our expert service! If you aren’t fully satisfied with your banner or if we introduce any errors, we will either reprint it or provide you with a full refund. This guarantee does not cover customer errors such as incorrect copy or poor image quality or resolution. Our customers are important to us and we want your banner to look terrific! We reserve the right to refuse any objectionable material. We will not reproduce materials that are deemed to be offensive or obscene.

Larry Bird, Robert Parish and Kevin McHale Framed Autographed Photograph Details: Boston Celtics, Retirement Night, 16×20, 3 Signatures $562.99 This Larry Bird retirement night 16×20 photo has been personally hand signed by Boston Celtics Larry Bird- Kevin McHale and Robert Parish. The photo is double matted with a suede top matte and framed in black wood. The product is officially licensed by the National Basketball Association and comes with an individually numbered; tamper evident hologram from Mounted Memories. To ensure authenticity- the hologram can be reviewed online. This process helps to ensure that the product purchased is authentic and eliminates any possibility of duplication or fraud.

Financial Planning Diy Guide $33.95 Financial Planning DIY Guide is the only Australian all-in-one handbook to getting the most from your money. Written by expert financial planner Sam Henderson, this comprehensive guide will help you build and manage your assets no matter what your stage of life, and show you how to create your own one-page financial plan and put it into practice.Inside you”ll learn how to: reduce your tax, boost your savings and maximize your income structure your investment portfolio (including investing in shares and property) and manage risk make the most of your superannuation plan your income for retirement protect your wealth through estate planning. It”s never too soon (or too late) to plan your financial future and this book will show you how!

Funding Your Retirement: A Survival Guide $18.99 Used – Are you worried about how you?re going to fund your retirement? Will you be able to afford the lifestyle you deserve? Many Australians are nearing or in retirement and many are not financially prepared. “Funding Your Retirement: A Survival Guide “will help you secure your financial future so you can enjoy the retirement you?ve dreamed of.This comprehensive guide is packed with strategies, from salary sacrificing and making superannuation contributions to consolidating debt and building a

Funding Your Retirement: A Survival Guide $18.97 New – Are you worried about how you?re going to fund your retirement? Will you be able to afford the lifestyle you deserve? Many Australians are nearing or in retirement and many are not financially prepared. “Funding Your Retirement: A Survival Guide “will help you secure your financial future so you can enjoy the retirement you?ve dreamed of.This comprehensive guide is packed with strategies, from salary sacrificing and making superannuation contributions to consolidating debt and building a b

How to Buy Property with Your Super Money $25.4 New – After the success of their first easy to follow book How to Legally Reduce Your Tax Tony Melvin and Ed Chan are back to clear up the myths about superannuation. In simple everyday language they explain things like Self-managed Superannuation Funds (SMSF) how to set up your own fund how to invest the money and how to pay yourself a pension in retirement. Whether you’re just starting out or about to retire this book highlights the benefits of learning to control your super now. Here

Principles Governing the Retirement of Public Employees $21.03 New – Excerpt from book: CHAPTER II ANALYSIS OF THE PROBLEM OF DEVISING AN ADEQUATE RETIREMENT SYSTEM Purpose of Chapter. The Future Entrants and the Present Employees. The Contingencies Involved. Shall a Benefit be Granted? Upon what Conditions? The Superannuation Benefit. The Disability Benefit. What Amount and How Determined? The Superannuation Benefit. The Disability Benefit. The Disability Due to Performance of Duty. The Withdrawal Benefit. Benefit in Event of Death in Active Service; Ordin

Principles Governing the Retirement of Public Employees $22.1 Used – Excerpt from book: CHAPTER II ANALYSIS OF THE PROBLEM OF DEVISING AN ADEQUATE RETIREMENT SYSTEM Purpose of Chapter. The Future Entrants and the Present Employees. The Contingencies Involved. Shall a Benefit be Granted? Upon what Conditions? The Superannuation Benefit. The Disability Benefit. What Amount and How Determined? The Superannuation Benefit. The Disability Benefit. The Disability Due to Performance of Duty. The Withdrawal Benefit. Benefit in Event of Death in Active Service; Ordi

Principles Governing the Retirement of Public Employees $22.1 Used – Excerpt from book: CHAPTER II ANALYSIS OF THE PROBLEM OF DEVISING AN ADEQUATE RETIREMENT SYSTEM Purpose of Chapter. The Future Entrants and the Present Employees. The Contingencies Involved. Shall a Benefit be Granted? Upon what Conditions? The Superannuation Benefit. The Disability Benefit. What Amount and How Determined? The Superannuation Benefit. The Disability Benefit. The Disability Due to Performance of Duty. The Withdrawal Benefit. Benefit in Event of Death in Active Service; Ordi

Principles Governing the Retirement of Public Employees $18.13 New – Excerpt from book: CHAPTER II ANALYSIS OF THE PROBLEM OF DEVISING AN ADEQUATE RETIREMENT SYSTEM Purpose of Chapter. The Future Entrants and the Present Employees. The Contingencies Involved. Shall a Benefit be Granted? Upon what Conditions? The Superannuation Benefit. The Disability Benefit. What Amount and How Determined? The Superannuation Benefit. The Disability Benefit. The Disability Due to Performance of Duty. The Withdrawal Benefit. Benefit in Event of Death in Active Service; Ordin

Principles Governing the Retirement of Public Employees $21.03 New – Excerpt from book: CHAPTER II ANALYSIS OF THE PROBLEM OF DEVISING AN ADEQUATE RETIREMENT SYSTEM Purpose of Chapter. The Future Entrants and the Present Employees. The Contingencies Involved. Shall a Benefit be Granted? Upon what Conditions? The Superannuation Benefit. The Disability Benefit. What Amount and How Determined? The Superannuation Benefit. The Disability Benefit. The Disability Due to Performance of Duty. The Withdrawal Benefit. Benefit in Event of Death in Active Service; Ordin

Principles Governing the Retirement of Public Employees $18.13 Used – Excerpt from book: CHAPTER II ANALYSIS OF THE PROBLEM OF DEVISING AN ADEQUATE RETIREMENT SYSTEM Purpose of Chapter. The Future Entrants and the Present Employees. The Contingencies Involved. Shall a Benefit be Granted? Upon what Conditions? The Superannuation Benefit. The Disability Benefit. What Amount and How Determined? The Superannuation Benefit. The Disability Benefit. The Disability Due to Performance of Duty. The Withdrawal Benefit. Benefit in Event of Death in Active Service; Ordi

Retire Ready: The Definitive Financial Guide to Retiring Well $14.17 Used – The twin topics of retirement and superannuation are daunting for many Australians. Information is sometimes unclear and confusing due to jargon, complex mathematical tables and constantly changing government regulations. Retire Ready is a practical handbook with contributions from a wide range of commentators that explains in clear, concise, jargon-free language what retirees need to know to get started on a journey that can have a positive life-changing effect.

Salvage Your Super $1.01 The recent stock market crash saw a staggering $200 billion wiped off superannuation balances. Fortunately, you can do something about it. Salvage Your Super is a comprehensive guide to making the most of your super and retirement assets, regardless of your age or income. It offers sound advice on what to do with your super depending on your financial profile, and provides tangible solutions to help retirees reverse the recent downtreand in their funds without selling the farm.Inside you”ll discover: how to calculate how much you will need in retirement to live the life you want age-specific tactics (whether you”re in your 20s, 30s, 40s, 50s or 60s, or you”re post-retirement) to get your super back on track accessible, easy-to-implement strategies that are appropriate for both now and the future how to maximize your returns and minimise fees and tax.So don”t just sit back and wait for things to get better — read this book and salvage your super!

Salvage Your Super: Money-Making Strategies for Financing your Future – at any age $26.95 The recent stock market crash saw a staggering $200 billion wiped off superannuation balances. Fortunately, you can do something about it.Salvage Your Super is a comprehensive guide to making the most of your super and retirement assets, regardless of your age or income. It offers sound advice on what to do with your super depending on your financial profile, and provides tangible solutions to help retirees reverse the recent downtreand in their funds without selling the farm

Scally V Southern Health and Social Services Board $36.82 New – High Quality Content by WIKIPEDIA articles! Scally v Southern Health and Social Services Board [1992] 1 AC 294 is an English contract law case, concerning implied terms.Dr Scally and three other doctors were employees of the Southern Health and Social Services Board in Northern Ireland. They had not worked the requisite 40 years before retirement to get full superannuation (or pension) benefits. But by law they could “top up” their payments within twelve months of beginning their jobs and

Scally V Southern Health and Social Services Board $36.82 Used – High Quality Content by WIKIPEDIA articles! Scally v Southern Health and Social Services Board [1992] 1 AC 294 is an English contract law case, concerning implied terms.Dr Scally and three other doctors were employees of the Southern Health and Social Services Board in Northern Ireland. They had not worked the requisite 40 years before retirement to get full superannuation (or pension) benefits. But by law they could “top up” their payments within twelve months of beginning their jobs and

Sketches of Her Majesty’s Household: Interspersed with Historical Notes, Political Comments, and Critical Remarks (1848) $12.73 New – Showing, At One View, The Salaries Attached To The Various Appointments, The Nature And Extent Of The Duties To Be Performed, The Amount Of Pensions Upon Retirement Or Superannuation. With Descriptive Particulars Of Each Department, Forming A Guide To Situations In The Sovereigns Domestic Establishment, By Pointing Out In Whom The Patronage Is Vested, Etc. And Containing Information, Relative To The English Court, Interesting To All Classes, Derived From Private And High Official Sources.

Sketches of Her Majesty’s Household: Interspersed with Historical Notes, Political Comments, and Critical Remarks (1848) $19.09 Used – Showing, At One View, The Salaries Attached To The Various Appointments, The Nature And Extent Of The Duties To Be Performed, The Amount Of Pensions Upon Retirement Or Superannuation. With Descriptive Particulars Of Each Department, Forming A Guide To Situations In The Sovereigns Domestic Establishment, By Pointing Out In Whom The Patronage Is Vested, Etc. And Containing Information, Relative To The English Court, Interesting To All Classes, Derived From Private And High Official Sources.

Sketches of Her Majesty’s Household: Interspersed with Historical Notes, Political Comments, and Critical Remarks (1848) $21.47 New – Showing, At One View, The Salaries Attached To The Various Appointments, The Nature And Extent Of The Duties To Be Performed, The Amount Of Pensions Upon Retirement Or Superannuation. With Descriptive Particulars Of Each Department, Forming A Guide To Situations In The Sovereigns Domestic Establishment, By Pointing Out In Whom The Patronage Is Vested, Etc. And Containing Information, Relative To The English Court, Interesting To All Classes, Derived From Private And High Official Sources.

Sketches of Her Majesty’s Household: Interspersed with Historical Notes, Political Comments, and Critical Remarks (1848) $19.09 New – Showing, At One View, The Salaries Attached To The Various Appointments, The Nature And Extent Of The Duties To Be Performed, The Amount Of Pensions Upon Retirement Or Superannuation. With Descriptive Particulars Of Each Department, Forming A Guide To Situations In The Sovereigns Domestic Establishment, By Pointing Out In Whom The Patronage Is Vested, Etc. And Containing Information, Relative To The English Court, Interesting To All Classes, Derived From Private And High Official Sources.

Sketches of Her Majesty’s Household: Interspersed with Historical Notes, Political Comments, and Critical Remarks (1848) $13.95 New – Showing, At One View, The Salaries Attached To The Various Appointments, The Nature And Extent Of The Duties To Be Performed, The Amount Of Pensions Upon Retirement Or Superannuation. With Descriptive Particulars Of Each Department, Forming A Guide To Situations In The Sovereigns Domestic Establishment, By Pointing Out In Whom The Patronage Is Vested, Etc. And Containing Information, Relative To The English Court, Interesting To All Classes, Derived From Private And High Official Sources.

Sketches of Her Majesty’s Household: Interspersed with Historical Notes, Political Comments, and Critical Remarks (1848) $12.73 Used – Showing, At One View, The Salaries Attached To The Various Appointments, The Nature And Extent Of The Duties To Be Performed, The Amount Of Pensions Upon Retirement Or Superannuation. With Descriptive Particulars Of Each Department, Forming A Guide To Situations In The Sovereigns Domestic Establishment, By Pointing Out In Whom The Patronage Is Vested, Etc. And Containing Information, Relative To The English Court, Interesting To All Classes, Derived From Private And High Official Sources.

Superannuation and Retirement Planning $58.65 New

Superannuation: Planning Your Retirement $26.57 New